Fraudsters are taking advantage of the COVID-19 vaccine rollout through a cruel but convincing text in an attempt to steal people’s personal and financial details. The text contains a link that leads to a very believable but bogus NHS website with an application form to register to take the vaccine.

Here’s what the text and site looks like, and what we know so far.

While many of the fraud attempts we’ve seen this year have been devastating, targeting those made especially vulnerable by the pandemic, others have been downright ludicrous. Whatever new con arises, we’re committed to helping you and many other consumers to arm yourself with the knowledge and tools to stay protected. (Because looking back at this year, anything is possible.)

Here’s a roundup of some of the more eyebrow-raising scams in 2020, the key traits that gave them away and how you can stay safe.